About
As a not-for-profit cooperative, everything we do is designed with you in mind. Our members trust us because we return our earnings directly to them — through higher returns on savings, lower interest rates on loans, and a broad range of free services. From free mobile and online banking to 70 branches and home loan centers across California, and access to 30,000 fee-free ATMs nationwide, we make managing your finances simple and accessible.
For 92 years, we’ve been a trusted partner to our members, providing safe, secure, and value-oriented financial solutions. Whether you’re buying a home, saving for the future, or planning your next big step, we’re with you every step of the way — because our members choose us for personalized service and financial support that’s built on trust and care.
Our members value Golden 1 because of our prudent financial management, which ensures that we’ll continue to serve our communities, members, and employees for years to come. Recently named one of “America's Best-In-State Credit Unions” by Forbes, listed as “Best Banks and Credit Unions in California” by Money, and honored as one of “America’s Best Mid-Size Companies” by TIME Magazine, we’re recognized for trustworthiness, exceptional service, and expert financial advice.
Our members choose us because they know we’re committed to creating a more equitable and financially inclusive California. If you’re ready to experience the credit union difference and join a community-driven cooperative, we’d love to have you. Membership is open to all Californians.